Too-good-to-be-true returns
Investment or recovery offers that promise guaranteed profit and push you to pay before you can verify them. Guaranteed returns, time pressure, upfront fees.
Stay secure
Fraud Prevention
Financial scams are becoming more convincing. Most fraud does not start with hacking, but with pressure, fake trust, or a request to share access details. Learn the most common warning signs before approving a payment or entering account information.
Recognise the pattern
Most scams use one of a few familiar pressure tactics.
Fake identity
A caller or message pretends to be a bank, payment provider, police officer, courier, supplier, or company director. Requests for passwords, codes, or remote access.
Suspicious links
SMS or email links lead to fake login, parcel, refund, tax, or payment pages designed to collect account details. Unexpected links and urgent verification requests.
Changed payment details
A supplier invoice or business contact suddenly asks you to use new bank details or a new beneficiary. Last-minute changes, secrecy, unusual urgency.
Unsafe checkout
A seller, marketplace profile, or shop pushes payment outside the normal checkout flow or asks for card data by message. Very low prices, new sellers, off-platform payment.
Unexpected approval
You receive a login or payment confirmation request for an action you did not personally start. Never approve it. Open the account directly and check.
If you are or suspect you have become a victim of fraud:
Act quickly and keep any evidence that may help the review.
- Change your account password.
- Check your account activity and statements.
- Contact Etapay immediately.
- Report the incident to local law enforcement if money or personal data may be at risk.